THE CARD FEATURES IN DETAIL...
A GREAT TOOL TO BUILD YOUR CREDIT RATING
The Aquis credit card can be a great way to build a strong credit rating by demonstrating to future lenders that you can manage credit responsibly. It could also be used to rebuild a poor credit rating if you've had credit difficulties in the past.
Just remember that in order to give the best chance of building your credit limit you'll need to use your card sensibly, stay within your credit limit and pay your monthly minimum payment on time. Not following these steps could actually harm your credit rating and make it harder to get credit.
WE'VE ALREADY APPROVED OVER 3.5 MILLION PEOPLE
Vanquis Bank has been issueing credit cards since 2003 and in that time we've already helped over 3.5 million people in the UK get the credit they deserved. (correct as of September 2017)
We put the customer at the heart of everything we do, we believe that's why we're rated 9 out of 10 by our customers on TrustPilot (as of July 2017) and have won Moneyfacts 'Credit Building Card Provider of the Year' award for the last 4 years in a row.
A MANAGEABLE STARTING CREDIT LIMIT
As a new Aquis customer we'll give you a sensible starting limit of between £250 and £1,000, you could qualify for your first credit limit increase after your 5th statement and then further increases every 5 months up to £4,000.
Just keep in mind that you'll maximise your chances of earning increases by using your credit limit and keeping your account in order which demonstrates you can handle the monthly repayments. Also remember that you can choose to decline an increase if you ever want to.
OUR SIMPLE ELIGIBILITY CHECK WITH A RESPONSE IN 60 SECONDS
We've worked hard to make our Eligibility Check as easy as possible to complete by keeping the number of questions as low as possible and simple to understand. We've also done our best to make completing our application just a great an experience on most mobiles and tablets as it is on a PC.
Once you've completed an Eligibility Check we'll normally give you a response within 60 seconds which is where we can give details on the next steps.
KEEP TRACK OF YOUR ACCOUNT USING ONLINE SERVICING OR OUR MOBILE APP
As Aquis is operated by Vanquis Bank you can take advantage of the same great features so you can manage your account through the eVanquis website or if your prefer to manage your finances on the go you can download the 5 Star Mobile Vanquis app on Apple or Android.
5 Star rating correct on iTunes as of March 2018.
24/7 FRAUD WATCH
As part of Vanquis Bank you can benefit from having a dedicated fraud team who will monitor your accout 24 hours a day, 7 days a week to minimise the chance of you being a victim of fraud. If the worst should happen they will work closely with you to help resolve the issue as quickly as possible.